intelligent solutions, maximising results
ADM are able to provide postal, email and SMS list solutions for the most targeted to the largest of direct mailers.
ADM offers a complete range of services including List Management, List Broking, Data Analytics, Cleansing, Bureau,Print, Fulfilment and Call Centre capabilities. Our clients believe we are the missing piece of their puzzle, enabling them to see the full picture.
The Gold File - Credit History
Data Collection Methods:
CCJ, Arrears and IVA data has been collected in conjunction with local courts and financial intermediaries within the syndicate pool.
It has been possible to use this information combined with other financial variables to create intermediary bandings which determine individuals likely credit scores. Bandings range from A to L with A being subprime.
| AMS CREDIT BAND TRANSACTIONAL | |
| A | Sub-Prime |
| B | Sub-Prime |
| C | Sub-Prime |
| D | Sub-Prime |
| E | Sub-Prime |
| F | Sub-Prime |
| G | Sub-Prime |
| H | Sub-Prime |
| I | Borderline Prime |
| J | Prime |
| K | Prime |
| L | Prime |
This information can be used very successfully in conjunction with the other selections on the Gold File to identify individuals that are likely to require certain financial products. For example credit cards, loans, investments, savings.
Credit history data can also be used to help companies pre qualify / screen their customer data or cold lists prior to agreeing to offer credit or before they are communicated to via their direct marketing campaigns.
Additional financial variable can be overlaid, please click here for further details.